November 17, 2005

Hold it - hold it - - now!

Isn't there a sort of "deadline" on how long a person has to cash a check? I've been wondering, because a $5 check I wrote almost five months ago just got cashed this week.

Can you imagine how that $5 threw me off whenever I looked at my bank statement online?

In case you're wondering, it was a check I wrote to get a sample issue of a literary magazine I may send stuff to.

Posted by Tiffany at November 17, 2005 11:50 AM | TrackBack
Comments

Yoy may want to e-mail Harvey.... he used to work in a bank... I would assume that after you write the check the payee can take it's time... unless you have a printed disclaimer on the check - like an insurance payment on a wrecked car is good for say 90 days...

Posted by: Madfish Willie at November 17, 2005 04:52 PM

Not that you should follow this . . .

But for me, as a general rule, if I have to pay something that is below at least $20 -- they are getting a money order.

$10 magazine subscription? -- money order
$5 application fee? -- money order

5 months is waaay to long to cash a $5 check.

Posted by: Trent at November 19, 2005 05:29 AM

Short answer: You're SOL on the old check:

http://www.bankersonline.com/operations/gurus_op1203j.html

Posted by: Harvey at November 20, 2005 02:30 AM
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