I sent off for a quote for pet insurance from Pets Health Care Plan (the policy that advertises with Garfield the cat) and was quoted $284.76 if I paid in quarterly installments. Bodie is a 2 1/2 year old cat with no obvious impediments and she never goes outdoors. She's laying on a towel on the bed behind me right now. Sleeping. Exposing herself.
I don't forsee there being any disasters so I asked for a quote that would pay for yearly shots, but not for things like flea dips and nail trims.
Anybody out there in Blogland have pet insurance? If so, through who? Is it worth it?
Posted by Tiffany at May 9, 2005 06:56 PMWe did a price evaluation. The Banfield clinic had the best deal but it still wasn't worth it for house pets.
Posted by: Jim at May 9, 2005 07:06 PMI figure I can send one of my 3 offspring to veterinary school... that way I get free help for all my critter needs.
Posted by: KEEME at May 9, 2005 08:43 PMI do not, but wish I'd taken it out for my collie, who has racked up thousands in vet bills over the past two years. I haven't even checked because everything is a "pre-existing condition" and I suspect insurances are pretty much the same in that respect, be they human or animal.
Little Zoe had to have a broken tooth extracted last month. 700. For a tooth! So, yes, I should get a policy for her; thanks for the reminder!
I've never had pet insurance, although I've had lots of pets. One dog had cancer, which was expensive but not thousands of dollars (maybe hundreds, but not thousands). If the cat lives inside and you take her faithfully to the vet once a year for a checkup and shots, the odds are very much on you side that you'll come out ahead in the end without the insurance. But of course, that is exactly what insurance is for- to hedge your bets. Good luck!
Posted by: Betsy at May 10, 2005 04:03 PM